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- assets
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- Kiwisaver
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- investment
- retirement
- Treasurer Scott Morrison has defended his contentious cuts to superannuation tax concessions
- warning failure to pare back the generous benefits will foist higher taxes on working-age people.
- Pies
- tax
- Pie
- foreign
- advisers
- clients
- interests
- code
- conduct
- NZsuper
- superannuation
- Massey
- Savings
- Scheme
- ethical
- super
- Simplicity
- Fund
- S&P
- capital
- risk
- weightings
- prices
- Immigration
- economy
- economies
- Brexit
- Property
- mortgages
- flipping
- RBNZ
- LVR
- ethics
- simplicity
- stubbs
- cluster
- munitions
- Milk
- China
- diversification
- growth
- Sovereign
- financial
- Reserve
- bank
- insurers
- prudential
- supervision
- SRI
- media
- hype
- Financial
- adviser
- IFA
- PAA
- membership
- savings
- state
- services retirement
- public
- servants
- economy superannuation
- human
- rights
- bombs
- armaments
- schemes
- housing
- bubble
- house
- tenants
- landlords
- inland revenue
- AUT
- pensions
- monetary
- policy
- FSC
- members
- flannagan
- AIA
- Partners
- Fidelity
- Insurance
- digital
- brokers
- actuary
- actuarial
- technologies
- Super
- gender
- pension
- responsible
- investing
- consumers
- RIAA
- Maudlin
- traders
- bonds
- central
- global
- regulation
- institutions
- bankers
- produential
- reguation
- advisors
- derivative
- ASB
- Shareholders
- shares
- stocks
- shamubeel
- eaqub
- brexit
- real
- estate
- landbanking
- housing market
- banking
- robust
- system
- risks
- lending
- QV
- residential
- Auckland
- underwritten
- non-underwritten
- cover
- underwriting
- benchmarks
- david
- scobie
- mercer
- portfolios
- rbnz
- mortgage
- deposit
- investors
- robo
- advice
- regulator
- algorithm
- ASIC
- kiwisaver
- finnotec
- binu
- innovation
- CFFC
- boyle
- FAA
- review
- Neilson
- Bagrie
- GDP
- tourism
- Tower
- eqc
- christchurch
- canterbury
- quake
- Koh
- nest
- egg
- retirees
- annuity
- fund
- managers
- klipin
- insurer
- transfer
- markets
- act
- scheme
- banguard
- affordability
- auckland
- mean
- dollar
- housing property
- kickstart
- contributions
- Shamubeel
- Eaqub
- Kiwi
- zealand
- auckland bubble
- nzx
- russell
- afa
- rfa
- afas
- rfas
- AML
- NZX
- household
- debt
- quarterly
- sum insured
- sum
- insured
- Christchurch
- earthquakes
- migrant
- student
- RFA
- AFA
- sri
- socially
- esg
- etf
- economist
- big mac
- aussie super
- asfa
- trustees
- minto
- AIST
- partners
- life
- blackstone
- ballantyne
- naomi
- nz super
- wellbeing
- TOWER
- reinsurance
- earthquake
- inequality
- Fidelity Life
- First Home Withdrawal
- Perpetual Guardian
- Apartments
- body corporates
- Interest.co.nz
- Fees
- Annual member statements
- Morningstar
- Craigs Investment Partners
- QuayStreet
- AFAs
- Martin Hawes
- Banks
- Anti-money laundering
- NZ Super Fund
- KiwiSaver providers
- crash
- rates
- manager
- Quotemonster
- MyLife
- commission
- Regulators
- Commission
- Westpace
- Financial Advisers Act
- employers
- Chapman Tripp
- Mortgage.
- Landmines
- Weapons.
- Emerging markets
- investor
- Milford Asset Management
- Market Manipulation
- Warminger
- Housing
- Property Institute of New Zealand
- Housing debt
- Statistics New Zealand
- Older New Zealnders
- Nigel Latta
- Morgan Foundation
- Geoff Simmons
- Market manipulation
- Booster
- Emissions trading
- Global warning
- Forex
- BNZ
- Social Media
- Massey University
- Michael Naylor
- ACC
- Benchmark
- Pension transfer
- Britannia
- Insurance & Savings Ombudsman
- Claims
- House prices
- Household indebtedness
- Fisher Funds
- Annuities
- Lifetime
- Vanguard
- Internatiuonal fund
- ANZ
- Canterbury
- Earthquake
- EQC
- Regulation
- FundSource
- Quay Street Asset Management.
- Advisers
- Artificial Intelligence
- Massey University.
- Data
- Churn
- Financial advisers
- Complaints
- Carmel Fisher
- Life insurance
- FSCL
- Workplace Savings
- Alpha
- Russell Investments
- Goldsmith
- FSPCA
- Insurers
- Fidelity Life.
- Nikko Asset Management
- debt-to-income
- Quarterly KiwiSaver Report
- Lloyds
- Workplace Savings Conference
- Donald Trump
- Bernard Hickey
- TPP
- Bloom
- Traity
- Everledger
- OnePath
- Bitcoin
- Code of Conduct
- Financial Markets Authoirty
- Earthquakes
- Auckland Council
- Unitary Plan
- Regulatory
- Property Investment
- REINZ
- Baby boomers
- Capital gains
- Craig Simpson
- Trump
- Fintec
- Finnotec
- Blockchain
- AM Best
- Credit ratings
- IAG
- Vero
- Responsible Investment
- KiwiWealth
- Responsible investing
- Southern Cross
- Peer to Peer lending
- Mortgages
- NZBZ
- New Zealand Bankers Association
- Mercer
- Kaikoura
- withdrawal
- goldsmith
- hardship
- Indexation
- Robo advice
- PwC
- Digital
- Star ratings
- Funds
- Performance
- SuperRatings
- ACT
- Retirement Commission
- Retirement Commissioner
- Diane Maxwell
- David Seymour
- First home
- Bubble
- Property market
- Rob Everett
- Bonds
- Melville Jessup Weaver
- Shamubeel Eaqub
- Pathfinder
- John Berry
- FinancialMarkets Authority
- Performance fees
- Reserve Bank
- Dashboard
- Financial disxlosure
- Retail investors
- NZIER
- Liam Mason
- Financial Markets Authority
- Financial Markets Conduct Act
- DIMS
- John Key
- Policy
- Parliament
- FSPA
- Financial Service Providers act
- Passive funds
- Active management
- Disclose Register
- Companies House
- Pathfinder Asset Management
- Market indicators
- Economists
- New Zealand Bankers’ Association
- NZBA
- NZ Superannuation Fund
- Prime Minister
- Centre for Applied Research in Economics
- Susan St John
- Commission for Financial Capability
- David Boyle
- Housing market
- JBWere
- Murray Brown
- Kingfish
- Sam Dickie
- Anti-money Laundering
- IRD
- Inland Revenue Department
- KiwiSaver holiday
- HMRC
- Devon Funds Management
- Paul Glass
- Retirement commissioner
- Ageism
- Robo
- Mary Holm
- Brian Gaynor
- Corporate governmance
- Financial Stability Report
- Reserve Bank of New Zealand
- Paul Goldsmith
- Sam Stubbs
- Risk
- Conduct
- Nadine Tereora
- Youi Insurance
- Commerce Commission
- Fair Trading Act
- Health insurance
- Pharmac
- New Zealand Bankers' Association
- Retirement income
- Disclosure
- Dashboard discllosure
- Cluster bombs
- Alister van der Maas
- ESG
- Anit-Money Laundering
- Jacqui Dean
- Investment
- REs
- Reporting Entities
- AML Monitoring Report
- Fullerton Markets
- Susan Taylor
- Financial Services Provider
- Financial Services Complaints Limited
- Gold
- Retirement planning
- Warren Couillault
- Macquarie Private Wealth
- Hobson Wealth Partners
- Inland Revenue
- OECD
- Monetary Policy
- Brent Sheather
- Non-bank lenders
- KPMG
- AXA
- ETFs
- Indices
- INFINZ
- CFA Society
- Sharemarket
- stock markets
- Business books
- Exchange Traded Funds
- Naomi Ballantyne
- Partners Life
- Financial markets
- Mark Lister
- NZX50
- Investing
- Psychology
- Behavioural Economics
- International funds
- Markets
- Genetic testing
- Index funds
- Indexing
- Dead cat bounce
- Equities
- Outlook
- Asia Pacific
- Bond funds
- Indexes
- Qrops
- Pensions
- Bull market
- Stock picking
- Migration
- Australia
- Pension funds
- Absolute return funds
- Diversification
- New Zealand Dollar
- PE ratio
- Growth
- Passive investing
- Financial adviser
- Reflation
- Correction
- Central banks
- Monetary policy
- Allocation
- NikkoAM
- Deloitte
- Forecasting
- Currency
- Hedging
- Retirement age
- Inflation
- Commodities
- Affordability
- Capital gains tax
- Europe
- Derivatives
- Passive
- Active
- Women in Super
- Nikkoam
- SIPPs
- Scams
- MJW
- Pie Funds
- KiwiBank
- Financial advice
- Tony Alexander
- Asia
- Credit
- Ponzi scheme
- Hansa
- Professional Advisers Association
- Institute of Financial Advisers
- Kaikoura earthquake
- Simplicity KiwiSaver
- Banking Supervision Handbook
- QROPs
- Bennelong Funds Management
- Section 70
- Debt-to-income ratios
- DTIs
- Suncorp
- Asteron Life
- AA Life
- UK Pensions
- REgulator
- Transfers
- UK pension
- Aging population
- Fund Managers
- Fund Manager
- Families
- NZ Superanuation Fund
- Financial Statements
- Actuarial
- QFE
- FSPR
- Anti-Money Laundering
- Financial Service Providers Register
- Enforcement
- Supervision
- Financial Times
- APRA
- Contributions
- Pension
- Active Management
- GFC
- Global Financial Crisis
- Black-Scholes
- NZ Superannuation
- Winston Peters
- Grey Power
- IMF
- International Monetary Fund
- NZSA
- Statistics
- LifeDirect
- Trade Me
- Life Insurance
- Non-disclosure
- Insurance and Financial Services Ombudsman
- Retirement Savings
- Warren Buffett
- OCR
- Official Cash Rate
- Robo Advice
- Financial Adviser
- und Managers
- Fund Management
- Companies
- Managers
- Mental Health
- New Zealand Superannuation
- Warrent Buffett
- Banking
- US Federal Reserve
- Interest Rates
- New Zealand Superannuation Fund
- Kiwibank
- Reseve Bank of New Zealand
- New Zealand Super
- Flood
- Equity
- Ethical Investing
- Ethical
- Reforms
- Socially Responsible Investing
- Poverty
- Responsible Investing
- Sustainable Investment
- ESR
- Wills
- Transfer
- Companies Office
- Commission for Financial Literacy
- High Court
- Advice
- Financial Advice
- Portfolio Investment Entity
- PIE
- Technology
- Index Funds
- Recession
- Stockmarket
- Housing Market
- Election
- Managed Funds
- Employment
- Volatility
- Hedge Funds
- Report
- Fixed Income
Tag Cloud
- Events
- Budget
- Economy
- Media Release
- Government
- Regulator
- Financial Markets
- KiwiSaver
- Tax
- Financial Advisers
- Submissions
- Financial Literacy
- Superannuation
- Employer
- HR
- Legislation
- Savings Working Group
- Regulations
- Hardship
- Politics
- NZ Super
- Retirement Income
- Retirement
- Portability
- Communication
- Communication Awards
- Compulsion
- Auto-enrolment
- Governance
- Research
- Funds Management
- Disputes Resolution
- licensed manager
- fees
- Fund managers
- Forsyth Barr
- equities funds
- FMCA
- Roboadvice
- Fintech
- insurance
- technology
- P2P
- FMC Act
- Financial Markets conduct
- FMA
- Treasury
- MBIE
- KPIs
- regulators
- QROPS
- AMP
- MoneyWeek
- Sorted
- Maxwell
- means testing
- residence
- migration
- Mortgage
- Arrears
- loans
- property
- market
- homes
- banks
- impaired
- assets
- repayments
- Kiwisaver
- disclosure
- statements
- funds
- landmines
- investment
- retirement
- Treasurer Scott Morrison has defended his contentious cuts to superannuation tax concessions
- warning failure to pare back the generous benefits will foist higher taxes on working-age people.
- Pies
- tax
- Pie
- foreign
- advisers
- clients
- interests
- code
- conduct
- NZsuper
- superannuation
- Massey
- Savings
- Scheme
- ethical
- super
- Simplicity
- Fund
- S&P
- capital
- risk
- weightings
- prices
- Immigration
- economy
- economies
- Brexit
- Property
- mortgages
- flipping
- RBNZ
- LVR
- ethics
- simplicity
- stubbs
- cluster
- munitions
- Milk
- China
- diversification
- growth
- Sovereign
- financial
- Reserve
- bank
- insurers
- prudential
- supervision
- SRI
- media
- hype
- Financial
- adviser
- IFA
- PAA
- membership
- savings
- state
- services retirement
- public
- servants
- economy superannuation
- human
- rights
- bombs
- armaments
- schemes
- housing
- bubble
- house
- tenants
- landlords
- inland revenue
- AUT
- pensions
- monetary
- policy
- FSC
- members
- flannagan
- AIA
- Partners
- Fidelity
- Insurance
- digital
- brokers
- actuary
- actuarial
- technologies
- Super
- gender
- pension
- responsible
- investing
- consumers
- RIAA
- Maudlin
- traders
- bonds
- central
- global
- regulation
- institutions
- bankers
- produential
- reguation
- advisors
- derivative
- ASB
- Shareholders
- shares
- stocks
- shamubeel
- eaqub
- brexit
- real
- estate
- landbanking
- housing market
- banking
- robust
- system
- risks
- lending
- QV
- residential
- Auckland
- underwritten
- non-underwritten
- cover
- underwriting
- benchmarks
- david
- scobie
- mercer
- portfolios
- rbnz
- mortgage
- deposit
- investors
- robo
- advice
- regulator
- algorithm
- ASIC
- kiwisaver
- finnotec
- binu
- innovation
- CFFC
- boyle
- FAA
- review
- Neilson
- Bagrie
- GDP
- tourism
- Tower
- eqc
- christchurch
- canterbury
- quake
- Koh
- nest
- egg
- retirees
- annuity
- fund
- managers
- klipin
- insurer
- transfer
- markets
- act
- scheme
- banguard
- affordability
- auckland
- mean
- dollar
- housing property
- kickstart
- contributions
- Shamubeel
- Eaqub
- Kiwi
- zealand
- auckland bubble
- nzx
- russell
- afa
- rfa
- afas
- rfas
- AML
- NZX
- household
- debt
- quarterly
- sum insured
- sum
- insured
- Christchurch
- earthquakes
- migrant
- student
- RFA
- AFA
- sri
- socially
- esg
- etf
- economist
- big mac
- aussie super
- asfa
- trustees
- minto
- AIST
- partners
- life
- blackstone
- ballantyne
- naomi
- nz super
- wellbeing
- TOWER
- reinsurance
- earthquake
- inequality
- Fidelity Life
- First Home Withdrawal
- Perpetual Guardian
- Apartments
- body corporates
- Interest.co.nz
- Fees
- Annual member statements
- Morningstar
- Craigs Investment Partners
- QuayStreet
- AFAs
- Martin Hawes
- Banks
- Anti-money laundering
- NZ Super Fund
- KiwiSaver providers
- crash
- rates
- manager
- Quotemonster
- MyLife
- commission
- Regulators
- Commission
- Westpace
- Financial Advisers Act
- employers
- Chapman Tripp
- Mortgage.
- Landmines
- Weapons.
- Emerging markets
- investor
- Milford Asset Management
- Market Manipulation
- Warminger
- Housing
- Property Institute of New Zealand
- Housing debt
- Statistics New Zealand
- Older New Zealnders
- Nigel Latta
- Morgan Foundation
- Geoff Simmons
- Market manipulation
- Booster
- Emissions trading
- Global warning
- Forex
- BNZ
- Social Media
- Massey University
- Michael Naylor
- ACC
- Benchmark
- Pension transfer
- Britannia
- Insurance & Savings Ombudsman
- Claims
- House prices
- Household indebtedness
- Fisher Funds
- Annuities
- Lifetime
- Vanguard
- Internatiuonal fund
- ANZ
- Canterbury
- Earthquake
- EQC
- Regulation
- FundSource
- Quay Street Asset Management.
- Advisers
- Artificial Intelligence
- Massey University.
- Data
- Churn
- Financial advisers
- Complaints
- Carmel Fisher
- Life insurance
- FSCL
- Workplace Savings
- Alpha
- Russell Investments
- Goldsmith
- FSPCA
- Insurers
- Fidelity Life.
- Nikko Asset Management
- debt-to-income
- Quarterly KiwiSaver Report
- Lloyds
- Workplace Savings Conference
- Donald Trump
- Bernard Hickey
- TPP
- Bloom
- Traity
- Everledger
- OnePath
- Bitcoin
- Code of Conduct
- Financial Markets Authoirty
- Earthquakes
- Auckland Council
- Unitary Plan
- Regulatory
- Property Investment
- REINZ
- Baby boomers
- Capital gains
- Craig Simpson
- Trump
- Fintec
- Finnotec
- Blockchain
- AM Best
- Credit ratings
- IAG
- Vero
- Responsible Investment
- KiwiWealth
- Responsible investing
- Southern Cross
- Peer to Peer lending
- Mortgages
- NZBZ
- New Zealand Bankers Association
- Mercer
- Kaikoura
- withdrawal
- goldsmith
- hardship
- Indexation
- Robo advice
- PwC
- Digital
- Star ratings
- Funds
- Performance
- SuperRatings
- ACT
- Retirement Commission
- Retirement Commissioner
- Diane Maxwell
- David Seymour
- First home
- Bubble
- Property market
- Rob Everett
- Bonds
- Melville Jessup Weaver
- Shamubeel Eaqub
- Pathfinder
- John Berry
- FinancialMarkets Authority
- Performance fees
- Reserve Bank
- Dashboard
- Financial disxlosure
- Retail investors
- NZIER
- Liam Mason
- Financial Markets Authority
- Financial Markets Conduct Act
- DIMS
- John Key
- Policy
- Parliament
- FSPA
- Financial Service Providers act
- Passive funds
- Active management
- Disclose Register
- Companies House
- Pathfinder Asset Management
- Market indicators
- Economists
- New Zealand Bankers’ Association
- NZBA
- NZ Superannuation Fund
- Prime Minister
- Centre for Applied Research in Economics
- Susan St John
- Commission for Financial Capability
- David Boyle
- Housing market
- JBWere
- Murray Brown
- Kingfish
- Sam Dickie
- Anti-money Laundering
- IRD
- Inland Revenue Department
- KiwiSaver holiday
- HMRC
- Devon Funds Management
- Paul Glass
- Retirement commissioner
- Ageism
- Robo
- Mary Holm
- Brian Gaynor
- Corporate governmance
- Financial Stability Report
- Reserve Bank of New Zealand
- Paul Goldsmith
- Sam Stubbs
- Risk
- Conduct
- Nadine Tereora
- Youi Insurance
- Commerce Commission
- Fair Trading Act
- Health insurance
- Pharmac
- New Zealand Bankers' Association
- Retirement income
- Disclosure
- Dashboard discllosure
- Cluster bombs
- Alister van der Maas
- ESG
- Anit-Money Laundering
- Jacqui Dean
- Investment
- REs
- Reporting Entities
- AML Monitoring Report
- Fullerton Markets
- Susan Taylor
- Financial Services Provider
- Financial Services Complaints Limited
- Gold
- Retirement planning
- Warren Couillault
- Macquarie Private Wealth
- Hobson Wealth Partners
- Inland Revenue
- OECD
- Monetary Policy
- Brent Sheather
- Non-bank lenders
- KPMG
- AXA
- ETFs
- Indices
- INFINZ
- CFA Society
- Sharemarket
- stock markets
- Business books
- Exchange Traded Funds
- Naomi Ballantyne
- Partners Life
- Financial markets
- Mark Lister
- NZX50
- Investing
- Psychology
- Behavioural Economics
- International funds
- Markets
- Genetic testing
- Index funds
- Indexing
- Dead cat bounce
- Equities
- Outlook
- Asia Pacific
- Bond funds
- Indexes
- Qrops
- Pensions
- Bull market
- Stock picking
- Migration
- Australia
- Pension funds
- Absolute return funds
- Diversification
- New Zealand Dollar
- PE ratio
- Growth
- Passive investing
- Financial adviser
- Reflation
- Correction
- Central banks
- Monetary policy
- Allocation
- NikkoAM
- Deloitte
- Forecasting
- Currency
- Hedging
- Retirement age
- Inflation
- Commodities
- Affordability
- Capital gains tax
- Europe
- Derivatives
- Passive
- Active
- Women in Super
- Nikkoam
- SIPPs
- Scams
- MJW
- Pie Funds
- KiwiBank
- Financial advice
- Tony Alexander
- Asia
- Credit
- Ponzi scheme
- Hansa
- Professional Advisers Association
- Institute of Financial Advisers
- Kaikoura earthquake
- Simplicity KiwiSaver
- Banking Supervision Handbook
- QROPs
- Bennelong Funds Management
- Section 70
- Debt-to-income ratios
- DTIs
- Suncorp
- Asteron Life
- AA Life
- UK Pensions
- REgulator
- Transfers
- UK pension
- Aging population
- Fund Managers
- Fund Manager
- Families
- NZ Superanuation Fund
- Financial Statements
- Actuarial
- QFE
- FSPR
- Anti-Money Laundering
- Financial Service Providers Register
- Enforcement
- Supervision
- Financial Times
- APRA
- Contributions
- Pension
- Active Management
- GFC
- Global Financial Crisis
- Black-Scholes
- NZ Superannuation
- Winston Peters
- Grey Power
- IMF
- International Monetary Fund
- NZSA
- Statistics
- LifeDirect
- Trade Me
- Life Insurance
- Non-disclosure
- Insurance and Financial Services Ombudsman
- Retirement Savings
- Warren Buffett
- OCR
- Official Cash Rate
- Robo Advice
- Financial Adviser
- und Managers
- Fund Management
- Companies
- Managers
- Mental Health
- New Zealand Superannuation
- Warrent Buffett
- Banking
- US Federal Reserve
- Interest Rates
- New Zealand Superannuation Fund
- Kiwibank
- Reseve Bank of New Zealand
- New Zealand Super
- Flood
- Equity
- Ethical Investing
- Ethical
- Reforms
- Socially Responsible Investing
- Poverty
- Responsible Investing
- Sustainable Investment
- ESR
- Wills
- Transfer
- Companies Office
- Commission for Financial Literacy
- High Court
- Advice
- Financial Advice
- Portfolio Investment Entity
- PIE
- Technology
- Index Funds
- Recession
- Stockmarket
- Housing Market
- Election
- Managed Funds
- Employment
- Volatility
- Hedge Funds
- Report
- Fixed Income
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Viewing entries tagged with 'Mary Holm'
The mortgage or the KiwiSaver?
12 December 2016
Mary Holm answers reader query: My husband and I are in our early 40s. I have a pension but he does not. In a few months we shall be $800 better off a month, so we are wondering whether to pay off our mortgage quicker, currently owing $240,000, or set up a KiwiSaver scheme for my husband. NZHerald.co.nz. More>
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