Default Providers

Default KiwiSaver schemes

If you don't choose your own scheme, and your employer doesn't have a chosen scheme, Inland Revenue will allocate you to one of the 6 government-appointed default providers:

  • AMP Services (NZ) Limited
  • ASB Group Investments Limited
  • AXA New Zealand (National Mutual Corporate Superannuation Services Limited)
  • ING (NZ) Limited
  • Mercer (NZ) Limited
  • Tower Employee Benefits Limited.

If you are allocated to a default provider's KiwiSaver scheme your KiwiSaver contributions will be invested in the scheme's conservative investment fund option.